New U.S. Visa Bond Program to Challenge Business Travel from Malawi, Zambia

The U.S. Department of State has announced a new pilot program that will require certain nationals to post financial bonds before obtaining B-1/B-2 visitor visas. Set to launch on August 20, 2025, this initiative is likely to create significant challenges for business travel, particularly for individuals from Malawi and Zambia.

The program, which was published in the Federal Register on August 5, 2025, mandates that applicants from these countries must deposit bonds ranging from $5,000 to $15,000. The exact amount will be determined at the discretion of consular officers, with the aim of deterring overstays and enhancing immigration enforcement.

Visa Bond Program Details and Requirements

Initially, the program will apply only to Malawi and Zambia, but the Department of State has the authority to expand this requirement to additional countries with just 15 days’ notice. The bonds are intended to serve as a financial guarantee, reflecting the government’s effort to impose fiscal responsibility on visa holders. The bond amounts were calculated based on the estimated $17,121 cost of immigration enforcement per individual, underscoring the serious approach the U.S. is taking towards visa compliance.

Beyond financial requirements, the program imposes logistical limitations that may complicate business travel. Travelers must enter and exit the United States through designated airports: Boston Logan International Airport, John F. Kennedy International Airport, or Washington Dulles International Airport. Additionally, visas will be valid for single entry within three months of issuance, and U.S. Customs and Border Protection (CBP) officers will restrict admission to a maximum of 30 days. These restrictions may necessitate significant adjustments to travel planning for businesses.

Implications for Employers and Future Expansion

Employers with business interests in Malawi and Zambia should proactively assess their travel policies and employee needs. They are encouraged to monitor updates from the Department of State regarding the program and evaluate current travel patterns, particularly from countries known for high overstay rates. Considering alternative meeting formats, such as virtual meetings or third-country locations, may also be prudent.

The program’s criteria for selecting countries are based on three key factors: high visa overstay rates, insufficient screening and vetting information, and the existence of citizenship-by-investment programs that do not require residency. These criteria suggest that other countries with similar profiles may soon be added to the program.

The operational complexities of the visa bond program involve coordination between the U.S. Department of State, the Treasury, and the Department of Homeland Security (DHS). As this pilot initiative progresses, the feasibility of broader application will be assessed. The introduction of the Arrival and Departure Information System (ADIS) to track compliance may also present challenges, including potential errors that could lead to bond forfeiture for compliant travelers.

The pilot program will run from August 20, 2025, to August 5, 2026. During this time, the U.S. government aims to evaluate its effectiveness as a diplomatic tool to encourage foreign governments to improve their immigration systems and address overstay rates. Given the potential for expansion, businesses should prepare for broader implications and adapt their strategies accordingly.

In conclusion, while the initial impact of this visa bond program will be limited to travelers from Malawi and Zambia, it may set a precedent for future business travel regulations. Companies have a short window of 15 days to adjust their plans and prepare for these new requirements, which could introduce both financial and operational hurdles. As immigration policies continue to evolve, remaining informed and adaptable will be essential for businesses navigating this changing landscape.